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Financial security is important. Your FirstFleet, Inc. 401(k) Plan provides a valuable tool to help you plan ahead. This is the introductory content box.

This is placeholder text. Please note that if there is a paragraph BEFORE a list, a <p> class “para_b4_list” needs to be added to that paragaph. This is placeholder text. Social Security will likely be a meaningful part of your retirement income, but it was never designed to provide enough benefits to achieve a truly “comfortable retirement.” Your 401(k) Plan provides many advantages to your retirement planning process to help you reach your goals.

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  • Convenient and regular payroll deferrals deducted from your pay each pay period.
  • You control the investments in your account by selecting from options available under the Plan.
  • You may increase, decrease or eliminate your deferral amounts at any time.

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  • You must be at least age 21 and must have completed 30 days of service with the Company to be eligible to participate in the FirstFleet, Inc. 401(k) Plan.
  • You may enter the Plan the first of the month following completion of the eligibility requirements.

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  • A newly eligible FirstFleet employee is automatically enrolled in the FirstFleet 401(k) Plan at a 4% deferral rate. Four percent of your pay will be deducted automatically and contributed to the 401(k) Plan following your Plan entry date.
  • If you do not make your own investment elections, your contributions will be invested in the Qualified Default Investment Option (QDIA) for the Plan.
  • If you do not wish to be enrolled automatically in the FirstFleet 401(k) Plan or want to contribute at a different rate than 4%, contact Principal at least 10 days prior to your entry date.

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NOTE: See your Summary Plan Description for additional enrollment information, including the Plan’s investment options and when you can make changes.

Summary Plan Description available on FirstFleet’s intranet site or the Principal website.

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